SMART Guarantee in the Guarantee 2015 to 2023 programme facilitates SMEs’ access to bank loans for the digital transformation of their business. Digitalisation makes sense anywhere in the country – especially at this time – for beginners and advanced businesses, whether they need hardware, software or training.
SMART Guarantee
Guarantee for commercial loans for SMEs
S
SMART Guarantee
Pro OSVČ, malé a střední podniky
Pro OSVČ, malé a střední podniky
Guaranteed amount
up to 80%
WWhat guarantee do we offer?
-
Guaranteed amount
up to 80%Guaranteed amount up to 80% of the loan principal
-
Guaranteed loan amount
up to CZK 4 million -
Guarantee maturity
up to 6 years -
Type of guaranteed loan
working capital and investment loan -
Price for the guarantee
CZK 0 -
Amount of the fees
CZK 0
Project location & Supported sectors:
- Territory of the Czech Republic
- Sectors available in CZ NACE list (Annex of the programme)
What can the guarantee be used for?
-
acquisition and technical improvement of tangible fixed assets related to the digitalisation of the company
-
acquisition of intangible fixed assets related to the digitisation of the business
-
acquisition of small tangible and intangible assets related to the digitisation of the business
-
training of employees or consultancy on digitisation
Other information
Portfolio guarantee for SMEs. State aid is de minimis.
The programme uses both national resources of the Ministry of Industry and Trade and the counter-guarantee of the European Investment Fund, which runs under the COSME programme. COSME is implemented and financed by the European Commission directly from the EU budget and is implemented by the Member States of the Union. COSME is designed in particular for SMEs to increase their competitiveness and employment in the Member States of the Union. For more information, click here.
Contact us
Do you want to learn more about our programmes or our bank's activities? Send us your enquiry and we will get back to you.
