The programme makes it easier for start-up SMEs to obtain financing for the implementation of their innovative projects anywhere in the Czech Republic. The guarantee is provided in addition to loans from Česká spořitelna.
Inostart
Guarantee for start-ups.
I
Inostart
Pro OSVČ, malé a střední podniky
Pro OSVČ, malé a střední podniky
Guaranteed amount
up to 70%
What guarantee do we offer?
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Guaranteed amount
up to 70%Guaranteed amount up to 70% of the loan principal
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Guaranteed loan amount
CZK 0.5-15 million -
Guarantee maturity
up to 5 years -
Grace period
up to 3 years -
Type of guaranteed loan
working capital and investment -
Guarantee fee
0.1 % p.a
Project location & Supported sectors:
- territory of the Czech Republic
- sectors available in CZ-NACE list (Annex of the programme)
Only innovative projects can be supported.
What can be financed by this guaranteed loan?
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acquisition of inventories
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acquisition of tangible and intangible fixed assets
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acquisition of small intangible assets
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other operating costs/expenses (e.g. salaries, rent, energy, etc.) only for projects in the field of informatics within the meaning of the INOSTART programme
Other information
Portfolio guarantee for SMEs operating no longer than 3 years. State aid is de minimis.
The Inostart programme is financed from the national resources of the Ministry of Industry and Trade. Česká spořitelna, a.s. was selected as the lending entity, which, in addition to loans, also provides discounted consultancy to start-up entrepreneurs under this programme.
Contact us
Do you want to learn more about our programmes or our bank's activities? Send us your enquiry and we will get back to you.
