The M-guarantee in the Guarantee 2015 to 2023 programme facilitates access to bank loans for SMEs. Entrepreneurs employing up to 50 employees (small entrepreneurs) can also use this programme to guarantee operating loans.
Guarantee 2015-2023
Guarantee for commercial loans for SMEs
M
M-Guarantee
Pro OSVČ, malé a střední podniky
Pro OSVČ, malé a střední podniky
Guaranteed amount
up to 70%
What guarantee do we offer?
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Guaranteed amount
up to 70%Guaranteed amount up to 70% of the loan principal
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Guaranteed loan amount
up to CZK 4 million -
Type of guaranteed loan
working capital and investment loanWorking capital loan can be used only by small enterprises.
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Guarantee maturity
up to 6 years -
Price for the guarantee
CZK 0 -
Amount of the fees
CZK 0
Project location & Supported sectors:
- Territory of the Czech Republic
- Sectors available in CZ NACE list (Annex of the programme)
What can be financed by this guaranteed loan?
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purchase of stocks (only for small businesses)
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purchase of machinery and equipment
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purchase and technical improvement of tangible fixed assets
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acquisition of fixed and small intangible assets
Other information
Portfolio guarantee for SMEs. State aid is de minimis.
The programme uses both national resources of the Ministry of Industry and Trade and the counter-guarantee of the European Investment Fund, which runs under the COSME programme. COSME is implemented and financed by the European Commission directly from the EU budget and is implemented by the Member States of the Union. COSME is designed in particular for small and medium-sized enterprises to increase their competitiveness and employment in the Member States of the Union.
Contact us
Do you want to learn more about our programmes or our bank's activities? Send us your enquiry and we will get back to you.
